STM News

Bandhan Bank offers an FD scheme for quick returns within a short tenure, attracting investors interested in something safe. With ₹89,000 maturity assured in 4 months with this FD scheme, it is suitable for those who want to safely park their money with assured returns. What is Bandhan Bank FD? A Fixed Deposit (FD) with … Read more

For someone who wants to grow money safely, the post office savings schemes top the chart as the best options, with Post Office RD being the most popular one, as it works on small monthly deposits that accumulate into a lump sum after some years. With proper and regular saving habits, even an amount as … Read more

NPS Vatsalya Scheme 2025 is another scheme created having the twin objectives of offering financial security to a child and also helping parents create a strong retirement corpus. With an investment of even ₹1000 per month, this scheme thus offers the dual benefits of child education planning and long-term pension savings. What Is NPS Vatsalya … Read more

The Government of India has introduced several social security schemes so that citizens can avail of insurance and financial security at reasonable rates. Among these, the Pradhan Mantri Suraksha Bima Yojana (PMSBY) is one of the most sought-after schemes. For a mere small monthly contribution, a person is entitled to a huge risk cover. Below … Read more

The Post Office Senior Citizens Savings Scheme (SCSS) 2025 is considered the best form of investment for senior citizens; it provides guaranteed returns and ensures that there is financial security and regular income for retired persons. Under this scheme, returns are earned by investors of the tune of ₹30,749 every quarter, which makes it an … Read more

State Bank of India (SBI), being the biggest state-run bank in the country, has come out with a special savings scheme for the small investor. Titled as SBI Lakhpati Scheme 2025, it assists a person in realizing their dreams of become a lakhpati with simple monthly savings. By depositing just Rs 1500 every month, investors … Read more

Small cap fund is considered to be one of the most attractive options for investors looking toward long-term wealth-building in 2025. These funds invest in companies with a smaller market capitalization, typically newer establishments with great growth potential. They generally carry more risk compared to large- or mid-cap funds, yet they also present higher returns … Read more

The Post Office Recurring Deposit (RD) is one of the most trusted small savings schemes in India. It is designed for individuals who prefer safe investments with guaranteed returns. Backed by the Government of India, the scheme allows investors to deposit a fixed amount every month and earn steady interest, making it ideal for disciplined … Read more

The eagerly awaited 8th Central Pay Commission (CPC) is set to bring significant changes to the salary structure of central government employees. With the current 7th CPC concluding on December 31, 2025, the new pay structure is expected to be implemented from January 1, 2026. Preliminary discussions and projections indicate that the minimum basic pay … Read more